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cyber liability

Shades of Grey – Directors & Officers and Data Breach

Would a D&O insurance policy cover the board if a data breach claim occurs? Every policy has its quirks both D&O and Data Breach, and most of these insurance policies have different coverage language. 3 things that stick out about the D&O Policy: 1. Your D&O policy language may exclude data breaches all together. It also may not. Read the exclusion section for words like “privacy acts.” Have a cyber liability insurance professional review it further. 2. A D&O insurance

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Five Data Breach Questions to Ask Your POS

How is your Point of Sale System protecting you against Breach? Could you be responsible for a data breach? If a data breach occurs who steps in to report the breach, notify clients, pay fines, fees and penalties, what about lawsuits? These are all questions that we have been answering recently. The answer for most is “That Depends.” Below are five questions to ask your POS: 1. What does the language in your contract state about data breach? Is the

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